Website Privacy PolicyYour privacy is important to Live Life Unbroken (LLU). Please read this privacy notice carefully as it contains important information on who we are, how and why we collect, store, use, and share personal information, your rights in relation to your personal information and on how to contact us and supervisory authorities in the event you have a complaint.
Who We Are
Jennifer Febel (doing business as Live Life Unbroken or LLU, www.livelifeunbroken.com or “the Site”) collects, uses and is responsible for certain personal information about you.
Children’s Online Privacy Protection Act
This website and any products and services offered herein are not intended for persons under the age of 13. LLU does not knowingly collect information from anyone under 13 years of age. LLU prohibits children under the age of 13 from using all interactive portions of this website, including leaving any comments, filling out forms, or otherwise submitting information. LLU will not knowingly collect personally identifiable information from children under 13. If LLU learns it has any information or content from anyone under the age of 13, it will delete that information.
The Personal Information We Collect And Us
a. Information Collected by Us LLU may collect, use, and is responsible for certain personal information that you provide when you voluntarily do any of the following: (1) register on the Site, you may be asked to complete a registration form and provide personal information. You may also be asked to choose a user ID and password in order to take advantage of certain features on the Site or digital messaging services, such as newsletters or contests. Your decision to register is voluntary and you will have the opportunity to decide whether or not to disclose information to us and what communications you would like to receive; however, please note that many products and services available on the Site require registration and if you elect not to provide such information, you will not be able to take advantage of those products and services; (2) provide details to join special mailing lists or databases if you’d like to receive information about, for example, certain products, we may collect your name, contact details, date of birth and information about your shopping or product preferences; (3) make a purchase online or using an electronic device such as an iPad when you set up an online account, we will collect your name, contact details, order details, credit card details, address and we may also ask you to provide your date of birth and gender; (4) provide information via social media pages such as providing your name or contact details via the LLU Facebook pages, or our Twitter or Instagram accounts or other social media sites or Apps; (5) attend a LLU function or event, we will collect your name, contact details and any dietary or accessibility requirements; (6) enter a contest, in online or printed format, we may collect your name and contact details along with your merchandise, service preferences, and answers. Participation is voluntary, and you will have the opportunity to decide whether or not to disclose information to the Site. Your personally identifiable information may be used to contact you for winner notification, prize delivery confirmation or other related purposes (see the rules of each contest for details about how your personal information will be used, including postings to the Site); (7) participate in surveys, you may have to register and we may request personally identifiable information from you in conjunction with the survey. Participation is voluntary, and you will have the opportunity to decide whether or not to disclose information to the Site; (8) send us an enquiry or provide us with feedback through our online form or via email, we will collect your name, contact details, details of your enquiry or feedback and information about our response. (9) engage with or purchase products from third parties who deal with us, such as our Affiliates, or through third parties; and (10) carry out assessment and analysis (for example market, customer and product analysis) to enable us to review, develop and improve the products or services which we offer. The information collected may include your name, e-mail, address, phone number, date of birth, gender, billing information, information about your shopping or product preferences, and/or dietary or accessibility requirements. You are not required to provide any personally identifiable information to merely access or visit this website. LLU may collect domain information and “cookies” (small files saved on your hard drive by your web browser) to analyze website performance, track user patterns, save information from your previous visits and customize your experience. We will ask for your consent to allow us to use cookies. LLU or its third-party vendors may collect nonpersonal information through the use of these technologies. Nonpersonal information might include the browser you use, the type of computer you use and technical information about your means of connection to this website such as the operating systems and the Internet service providers utilized and other similar information. LLU’s systems may also automatically gather information about the areas you visit and search terms you use on this website and about the links you may select from within this website to other areas of the Internet.
b. How we use your personal information LLU collects such information in order to send e-mails, fulfill orders, deliver services and products, complete customer transactions, oversee contests and promotions and improve website performance and customer service. c. Who We Share Your Personal Information With LLU respects your privacy and will never sell, trade or transfer your personally identifiable information to third parties (beyond what is necessary for fulfilling a customer transaction or for the basic functionality of an online service) without your consent. In order for LLU to send e-mails, fulfill orders, deliver services and products, complete customer transactions, oversee contests and promotions and improve website performance and customer service, we may, however, share your name, e-mail, address, phone number, date of birth, gender, billing information, IP address, website activity, information about your shopping or product preferences, and/or dietary or accessibility requirements with Amazon, Bambora, SurveyMonkey, Stripe, Dropbox, Facebook, Google, Gmail, MyDocSafe, PayPal and Zoom. LLU may release personal information to enforce its Website Terms and Conditions of Use, other Terms and Conditions, manage its business, protect users or the general public, or to otherwise comply with legal obligations. If you give LLU your permission, it may also use personal identification information for internal or external marketing and promotional purposes. On occasion, LLU may collect personal identification information from you in connection with optional contests, special offers or promotions. LLU will share such information with necessary third parties for the purpose of carrying out the contest, special offer or promotion. We will ask for your consent to such disclosure and use of such information, prior to your participation in the contest, special offer or promotion. We will not share your personal information with any other third party. d. Whether Information Has to Be Provided by You and Why We do not require you to provide any personal data in order to visit our website. We will inform you when we collect it whether you are required to provide the information to us. e. How Long Your Personal Information Will Be Kept We will hold all non-client personal data until you let us know you would like for us to delete it or unsubscribe from our marketing contacts, which you are free to do at any time. We will hold all client and customer personal data in our files for seven years from the transaction date. f. Reasons We Can Collect and Use Your Personal Information LLU collects and uses your personal information for the lawful bases listed in Section 3, paragraph a above.
Your Rights
If you want to unsubscribe from receiving e-mails from LLU, you may do so at any time. Each e-mail from LLU includes instructions for unsubscribing from these e-mail communications. LLU will not discriminate against you if you withhold our right to use your personal data for marketing and consumer behavior research.
Keeping Your Personal Information Secure
We have appropriate security measures in place to prevent personal information from being accidentally lost, used or accessed in an unauthorized way. We limit access to your personal information to those who have a genuine business need to know it. Those processing your information will do so only in an authorized manner and are subject to a duty of confidentiality. We also have procedures in place to deal with any suspected data security breach. We will notify you and any applicable authorities of a suspected data security breach where we are legally required to do so. Please note that any comments or information that you post on the website, including the LLU website and social media pages, become public and third parties may use your information. LLU is not responsible for any unauthorized uses by third parties in such context. You disclose such information at your own risk.
Links To Other Sites
You may see advertising or other content on this website that links to the sites and services of our partners, suppliers, advertisers, sponsors, licensors or other third parties. Any products or services reached through a third-party link are subject to separate privacy policies. LLU is not responsible for or liable for any content on or actions taken by such third-party websites.
How To Complain
We hope that we can resolve any question or concern you raise about our use of your information.
Changes To This Privacy Notice
This policy is effective as of January, 2020. We may change, modify or update this Privacy Policy at any time and will notify you of any such changes by email or postal mail.
How To Contact Us
If you have any questions or concerns about this Privacy Policy, the information we hold about you, or you wish to change your personal information in our records, please contact Jennifer Febel, CEO, via email at info@livelifeunbroken.com
Do You Need Extra Help?
If you would like this notice in another format (for example: audio, large print, braille) please contact us (see “How to contact us” above). Terms and Conditions of UsePlease read these Terms and Conditions (“T&C”) carefully. In these T&C, “LLU” means Live Life Unbroken, a Canadian sole proprietorship, doing business as Live Life Unbroken, Jennifer Febel and www.livelifeunbroken.com. “You” or “you” means the purchaser of any goods or services from LLU. These T&C are a contract between LLU and You. You must agree to these T&C before you are permitted to use any LLU e-course, one-on-one or group coaching, class, program, workshop, training, book, e-book, workbook or guide, obtain LLU certification, attend a LLU live event, or enter any online private forum or membership site operated by LLU (for any purpose), whether on a website hosted by LLU or a third-party website such as facebook.com (collectively “a Program”). If you do not agree with these T&C, you may not use any part of a Program. As used in these T&C, the term “Releasees” means the following: (i) Jennifer Febel, Live Life Unbroken, its subsidiaries, affiliated companies, owners, members, managers, directors, officers, past and present employees, agents, coaches, representatives, successors and assigns (collectively “the Company”); (ii) any Company volunteers and (iii) Jennifer Febel. NOTE TO MINORS: You must be at least 18 years old to open an account with LLU. LLU also requires that You ask for permission from your parents before accessing any Program or Content. You acknowledge that your parent or guardian has reviewed, understood and agreed to the terms below. NOTE TO PARENTS/GUARDIANS OF MINORS: You acknowledge that you have reviewed, understood and agreed to the terms of this Agreement (such terms being interpreted as if they applied both to you and your minor child/ward) and have the legal authority to enter into this Agreement on behalf of your minor child/ward. Children under the age of 13 are not permitted to use this Program. The Company hereby disclaims all liability for use by individuals under the age of 13. PaymentAll goods and services are charged in Canadian dollars and are subject to HST. All payment plans and subscriptions shall be paid by credit or debit card only. You give us permission to automatically charge your credit or debit card for all fees and charges due and payable to the Company, without any additional authorization, for which you will receive an electronic receipt. You also agree that the Company is authorized to securely share any payment information and instructions required to complete the payment transactions with its third-party payment service providers (e.g., credit card transaction processing, merchant settlement, and related services). At the time of purchase, you must either pay for a product or course in full or sign up for a payment plan if offered. Courses include a series of modules; you cannot choose to pay for one module and not others. If you fail to make payment in a timely manner in accordance with these T&C or voluntarily decide to withdraw from a Program at any time or for any reason, you will remain fully responsible for the full cost of the Program and all payments in any payment plan you choose. If you fail to make any payment when it is due, your account status will be changed to “collections” and we will attempt to charge your credit or debit card every 2 days for 10 days. If payment is not received by the tenth day, we reserve the right to terminate your access to any Program and all Content immediately and permanently. Username and PasswordTo access certain features of a Program, including any private membership areas, you may need a username and password. You agree to keep your username and password confidential. During the registration process for any service or product, you agree to provide true, accurate, current and complete information about yourself. If the Company has reasonable grounds to suspect that you have provided false information, shared your username and password with anyone else, or forwarded any non-public material from a Program to any other person, the Company has the right to suspend or terminate your account and refuse any and all current or future use of a Program or any Content, in whole or part, without refund. Any personally identifiable information you provide as part of the registration process is governed by the terms of the Company’s website Privacy Policy. CoursesRewrite Your Story Online and Bridging The Spiritual Gap Online include online “lifetime access” to the course content and materials, for your personal use only, unless a refund is granted or you have failed to make a payment. Lifetime Access is defined as the lifetime of the Company and Service being provided. If for any reason, LLU should dissolve or cease to exist, then your access (and this agreement) will be terminated. Lifetime access is non-transferrable.
Live EventsThe Company reserves the right to change the event, including its date and location, at any time. Tickets for live events are not refundable but are transferable to another attendee by emailing the transferee’s full name and email address to info@livelifeunbroken.com at least three business days prior to the event.The Company reserves the right to prohibit entry or to eject any person from a live event if the Company, in its sole discretion, deems the attendee’s behavior to be unsafe, disruptive, offensive or inappropriate in any way. Image Release: In registering for live events you grant permission for the Company to take and to have full and free use of video/photographs containing your image and/or likeness. You understand these images may be used for promotional, news, online/multimedia, research and/or educational purposes by and for the Company. You agree that you are not entitled to remuneration, residuals, royalties or any other payment in respect of your image/likeness or its use. You release, discharge, and hold harmless the Company and its agents from any and all claims, demands or causes of actions that you may hereafter have by reason of anything contained in the photographs or video. If you do not agree to the above image release, you must advise the Company by email as soon as possible at team@biddytarot.com. Ownership Of The ContentThe words, videos, voice and sound recordings, training materials, design, layout, graphics, photos, images, information, materials, documents, data, databases and all other information and intellectual property accessible on or through the Company website, any third-party website the Company may use to distribute or host a Program, and contained in e-mails sent to you by the Company, as well as the look and feel of all of the foregoing (“the Content”) is property of the Company and/or our affiliates or licensors, unless otherwise noted, and it is protected by copyright, trademark, and other intellectual property laws.
Intellectual Property RightsThe Company’s Limited License to You If you view, purchase or access any Program or any of the Content, you will be considered our Licensee. For the avoidance of doubt, you are granted a revocable, non-exclusive, non-transferable license for personal, non-commercial use only, limited to you only. This means you may view, download, print, email and use one copy of individual pages of a Program and Content for your own personal purposes or your own business only. You may not republish, reproduce, duplicate, copy, sell, display, distribute to friends or family, or otherwise use any material from a Program or Content for commercial purposes or in any way that earns you money (other than by applying them generally in your own business). By downloading, printing, or otherwise using a Program or Content for personal use you in no way assume any ownership rights of the Content – it is still Company property. Any reproduction or unauthorized use of any materials found in a Program or Content shall constitute infringement. You must receive our written permission before using any part of a Program or Content for your own commercial use or before sharing with others. The trademarks and logos displayed on a Program or Content are trademarks belonging to the Company, unless otherwise indicated. Any use including framing, metatags or other text utilizing these trademarks, or other trademarks displayed, is strictly prohibited without our written permission. All rights not expressly granted in these terms or any express written license, are reserved by us. Unauthorized Use Your use of any materials found in a Program or Content other than that expressly authorized in this agreement or by a separate written assignment, is not permitted (“Unauthorized Use”). You agree to pay liquidated damages of five (5) times the total fees paid for a Program in the event of your Unauthorized Use, or a minimum of $5,000 if you did not pay fees for a Program, in addition to any legal or equitable remedies the Company may be entitled to pursue. This is not a penalty but an agreed liquidated damages charge for the Unauthorized Use. Your License to the Company By posting or submitting any material in the Biddy Tarot community, Facebook group page, or during a Program or webinar, such as comments, posts, photos, designs, graphics, images or videos or other contributions, you are representing to us that you are the owner of all such materials and you are at least 18 years old. You are also granting us, and anyone authorized by us, an unlimited, royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, transferable worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display your contributions, in whole or in part, in any manner or medium, now known or developed in the future, for any purpose. This right includes granting us proprietary rights or intellectual property rights under any relevant jurisdiction without any further permission from you or compensation by us to you, or us identifying you as the source of your content. You also consent to photographs, videos, and/or audio recordings, including teleconference calls, webinars, live events, or other communications, that may be made by the Company during a Program that may contain you, your voice and/or your likeness. In the Company’s sole discretion, we reserve the right to use these photographs, videos, and or/audio recordings and/or any other materials submitted by you to the Company or created by the Company in connection with your participation in any Program, without compensation to you at any time, now or at any time in the future. You also grant us, and anyone authorized by us, the right to use your likeness and identify you as the author and individual depicted in any comments, posts, photos, images, videos or other contributions created by you or the Company, or by name, email address, or screen name, for any purposes, including commercial purposes and advertising. You acknowledge that we have the right but not the obligation to use any contributions from you and that we may elect to cease the use of any such contributions at any time for any reason. We will let you know if we intend to share your content outside the Biddy Tarot Community. We will never share Tarot readings or details about Tarot readings, which are private and confidential. This means you give the Company permission to use anything you submit or post in a Program or any third-party forum or website operated by the Company, or anything captured by the Company during your participation in a Program, including images in which your face is visible and recognizable. Request for Permission to Use the Content You may not use any of the Content, or other intellectual property or other property belonging to us without obtaining prior authorization from the Company. If you wish to seek the Company’s permission to use any of the Content, or any other intellectual property or property belonging to us, you should request permission in writing BEFORE you use the Content by sending an e-mail to team@biddytarot.com. If you are granted permission by the Company, you agree to use the specific Content that the Company allows and only in the ways for which the Company has given you its written permission. If you choose to use the Content in ways that the Company does not specifically give you written permission, you agree now that you will be treated as if you had copied, duplicated and/or stolen such Content from us, and you consent to immediately stop using such Content and to take whatever actions as we may request and by the methods and in the time frame that we prescribe to protect our intellectual property and ownership rights in a Program and Content. Your Conduct In A Program And In The CommunityPlease choose carefully the materials that you upload to, submit to, or embed on any website operated by the Company and any third-party forums operated by the Company. Any material you post on the Company’s website or in any third-party forums operated by the Company may become public. You are responsible for your material and for any liability that may result from the material you post. You participate, comment, and post material at your own risk. Any communication by you on the Company’s website and any third-party forums operated by the Company, whether by leaving a comment, participating in a chat, public or private forum, or other interactive service, must be respectful. You may not communicate or submit any content or material that is abusive, vulgar, threatening, harassing, knowingly false, defamatory or obscene or otherwise in violation of any law or the rights of others. You agree to post comments or other material only one time. The Company, in its discretion, may delete or modify, in whole or part, any post, comment or submission to the Company’s and any third-party forums operated by the Company. The Company does not, however, have any obligation to monitor posts, comments, or material submitted by third parties. The Company neither endorses nor makes any representations as to the truthfulness or validity of any third-party posts, comments, or material on the Company website or any third-party forums operated by the Company. The Company shall not be responsible or liable for any loss or damage caused by third-party posts, comments, or materials on the Company website and any third-party forums operated by the Company. You are strictly forbidden from the following:
Causing damage to any Company website or third-party forums operated by the Company
Using any Company website or third-party forums operated by the Company for any unlawful, illegal, fraudulent or harmful purpose or activity
Using any Company website or third-party forums operated by the Company to copy, store, host, transmit, send, use, publish or distribute any spyware, virus, worm, Trojan horse, keystroke logger or other malicious software
Using any Company website or third-party forums operated by the Company to transmit, send or deliver unsolicited communications or for other marketing or advertising purposes
Systematically or automatically collecting data from any Company website or third-party forums operated by the Company
Sharing private and proprietary information from a Program with anyone else.
Refunds, Suspensions And ExtensionsRefunds and exchanges are provided only as set forth below or as required by law. All refunds will be paid in the currency in which it was received by us and could take up to 10 business days for processing. If you paid in a currency other than Canadian dollars, you are liable for the costs of exchange. For 14 days after purchase, the Company offers a “No Questions Asked” Refund for the following programs and products, if they are purchased directly from the Company:
Master the Tarot Card Meanings (MTCM)
Read Tarot with Confidence (RTWC), and
Grow Your Tarot Business Online (GYTBO)
Soul Meditations
Single Meditations
Biddy Tarot Certification Program (BTCP)
Ebooks: Intuitive Tarot, Ultimate Guide, and Card Meanings Workbook
Biddy Tarot Planner
If you receive a refund for a Program, you will immediately lose access to that Program. If you receive a refund for any product purchased, you must delete every copy of the product that you have downloaded as well as all copies you have placed on other devices or media. Except as required by law, the Company does not offer refunds for:
Products purchased from sources other than the Company,
Membership (including partial months) in the Biddy Tarot Community,
If you would like to suspend your subscription to the Biddy Tarot online community, please email team@biddytarot.com. Since we have a clear and explicit Refund Policy in these T&C that you have agreed to prior to completing the purchase of a Program, we do not tolerate or accept any type of chargeback threat or actual chargeback from your credit card company or payment processor. In the event that a chargeback is placed on a purchase or we receive a chargeback threat during or after your purchase, we reserve the right to report the incident to all relevant credit reporting agencies or to any other entity for inclusion in any chargeback database or for listing as a delinquent account which could have a negative impact on your credit report score. The information reported will include your name, email address, order date, order amount, and billing address. Chargeback abusers wishing to be removed from the database shall make the payment for the amount of the chargeback. TerminationThe Company reserves the right in its sole discretion to refuse or terminate your access to a Program and any Content, in full or in part, at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of a Program or Content affected by such cancellation or termination. The restrictions imposed on you in these T&C with respect to a Program and its Content will still apply now and in the future, even after termination by you or the Company. PrivacyYou agree to the Company’s Privacy Policy available at the top of this page https://www.biddytarot.com/privacy-policy/ Personal Responsibility, Assumption Of Risk, Disclaimers, And Indemnification1) You acknowledge that, by using a Program or Content, you voluntarily assume an element of inherent risk, and knowingly and freely assume all risk and responsibility for injuries to any persons or damages to any property, and release, covenant not to sue, and hold Releasees harmless for any and all liability to you, your personal representatives, assigns, heirs and next of kin, for any and all claims, causes of action, obligations, lawsuits, charges, complaints, controversies, damages, costs or expenses of whatsoever kind, nature, or description, whether direct or indirect, in law or in equity, in contract or in tort, or otherwise, whether known or unknown, arising out of or connected with your (or your minor child’s/ward’s) participation in a Program, whether or not caused by the active or passive negligence of the Releasees. In the event that the release and hold harmless provision is held unenforceable for any reason, you agree to limit any damages claimed to the total amount you paid the Company for a Program. 2) The Program and Content provide information and education only, and do not provide any financial, legal, medical or psychological services or advice. None of the Program(s) or Content prevents, cures or treats any mental or medical condition. The Program and Content are not intended to be a substitute for professional advice that can be provided by your own accountant, lawyer, financial advisor, or medical professional. You are responsible for your own financial, legal, physical, mental and emotional well-being, decisions, choices, actions and results. You should consult with a professional if you have specific questions about your own unique situation. The Company disclaims any liability for your reliance on any opinions or advice contained in a Program. Earnings and Results Disclaimer. You agree that Company has not made and does not make any representations about the earnings or results you may receive as a result of your participation in a Program or Content. The Company cannot and does not guarantee that you will achieve any particular result or earnings from your use of a Program, and you understand that results and earnings differ for each individual. Testimonials published by us are independent and genuine, but they do not represent a guarantee or warranty of similar results. From time to time, the Company may promote, affiliate with, collaborate or partner with other individuals or businesses whose programs, products and services align with ours. In exchange we may receive financial compensation or other rewards for these promotions. These will never be at any additional cost to you. Real talk: although we are highly selective and only promote the partners whose programs, products and/or services we respect, you agree that any such promotion or marketing does not serve as any form of endorsement whatsoever. Please use your own judgment to determine that any such program, product or service is appropriate for you, as you are assuming all risks, and agree that we are not liable in any way for any program, product or service that we may promote, market, share or sell on or through our Website. Biddy Tarot is also a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. 4) Any links to third-party products, services, or sites are subject to separate terms and conditions. The Company is not responsible for or liable for any content on or actions taken by such third-party company or website. Although the Company may recommend third-party sites, products or services, it is your responsibility to fully research such third parties before entering into any transaction or relationship with them. 5) The Company tries to ensure that the availability and delivery of a Program and Content is uninterrupted and error-free. However, the Company cannot guarantee that your access will not be suspended or restricted from time to time, including to allow for repairs, maintenance or updates, although, of course, we will try to limit the frequency and duration of suspension or restriction. 6) THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH A PROGRAM AND ANY CONTENT ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT THAT A PROGRAM OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THE WEBSITE, INCLUDING MEMBERSHIP PAGES, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. 7) THE COMPANY SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, A PROGRAM, INCLUDING ITS MATERIALS, PRODUCTS OR SERVICES, OR THIRD-PARTY MATERIALS, PRODUCTS OR SERVICES MADE AVAILABLE THROUGH A PROGRAM. 8) Security: Security for all personally identifiable information is extremely important to us. Unfortunately, no data transmission over the internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, the Company cannot ensure or warrant the security of any information you transmit via the internet. By transmitting any such information to the Company, you accept that you do so at your own risk. 9) Damage or Theft of Property: You understand and agree that the Releasees are not responsible for any personal item or property that is lost, damaged or stolen at or during any live event. 10) These Terms are governed by and to be construed in accordance with the laws of Queensland and the Commonwealth of Australia, without giving effect to its conflict of laws principles. You irrevocably and unconditionally submit to the exclusive jurisdiction of the courts of Queensland, Australia closest to Eumundi and waive any defense of forum non conveniens for any case or controversy arising from or relating to a Program or Content, including but not limited to the Privacy Policy or these T&C. 11) The Company controls and operates the Program(s) from offices in Australia, the United States, New Zealand, Canada, Brazil, Portugal, India, Bali, Thailand and the Philippines. The Company does not represent that materials on a Program are appropriate or available for use in other locations. People who choose to access a Program from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. 12) You agree to defend, indemnify and hold harmless the Releasees from and against any and all claims, damages, obligations, losses, liabilities, costs, debt and expenses (including but not limited to attorney’s fees) arising from or in connection with: (i) your use of a Program, Content or Intellectual Property in violation of these T&C, (ii) any breach by you of these T&C or any representation and warranty made by you herein, (iii) any comment, post, or material you submit to the Company’s website or any third-party forum or website operated by the Company, (iv) your use of Intellectual Property, materials, or features available on a Program or Content (except to the extent a claim is based upon infringement of a third-party right by materials created by the Company) or (v) a violation by you of applicable law or any agreement or terms with a third party to which you are subject. 13) You expressly agree that these T&C are intended to be as broad and inclusive as permitted by law and that if any portion is held invalid, it is agreed that it will be severed and the balance shall continue in full legal force and effect. This release is not intended as an attempted release of claims of gross negligence or intentional acts by Releasees. This is the entire agreement of the parties, and reflects a complete understanding of the parties with respect to the subject matter. This agreement supersedes all prior written and oral representations. The Company may change, modify or update these T&C at any time without notice. Any access or use of a Program or Content by you after the Company publicly posts or distributes such changes shall constitute consent of such modifications. If you have any questions or concerns about these Terms, contact team@biddytarot.com.